Dementia Benefits Denied
If you have long term health care, it's important to know what your rights are when it comes time to file a claim. One of the most confusing areas for people seeking coverage for medical care is cognitive impairment or dementia. Many people who suffer from dementia have their benefits denied because they don't need full-time supervision or around the clock nursing care. When searching for a long term care policy, the National Association of Insurance Commissions suggests looking for a policy that offers at least one year nursing home care or home health care coverage for problems including Alzheimer's disease and other cognitive impairments. If you sign up for a comprehensive long term care policy, and your benefits are denied, you may have a case against your insurance company.
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Fight Back When Dementia Benefits Are Denied
In order to qualify for benefits, the client needs to provide proof that he is no longer able to perform certain activities of daily living, ADLs, without assistance. Typical ADLs include bathing, cooking, and getting in and out of bed. In recent times insurance companies have come under fire because they've denied benefits for people who suffer from dementia. People who suffer from cognitive impairment may still be able to do things like bathe themselves or prepare food. The law firm of Daley, DeBofsky, and Bryant specializes in dealing with long term care issues. This law firm has helped countless people fight the big insurance companies when their dementia benefits were denied or terminated for unjust reasons. If you need help filing a claim, or you just want someone to take a look at your case, a consultation may be the answer.
If you want to learn more, simply contact Daley, DeBofsky and Bryant at any time
by calling (312) 372-5200, emailing info@ddbchicago.com or
writing 55 W Monroe Suite 2440, Chicago, IL 60603.
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