Denied Long Term Disability

Have you been denied long term disability benefits? You are not alone. Disability insurance companies actively look for ways to avoid paying claims. It can be difficult for disabled individuals to get their claims paid and to prevent benefits from being stopped. Oftentimes, disability companies go too far and even engage in bad faith tactics in order to deny long term disability claims.

About Disability Claims
Disability cases are almost always won or lost based on the quantity and quality of documentation, medical records and the subsequent opinions rendered by physicians regarding your ability to sustain full-time employment. The documentation of symptoms and limitations noted in your medical records is critical to getting your claim paid. Therefore, it is important that you seek out quality medical professionals who understand the importance of documentation.

Once a diagnosis by a medical professional is established, insurance companies will look at why you are unable to work due to the symptoms and limitations noted. They investigate the frequency of the debilitating disease or illness, the severity and duration of symptoms and limitations, and whether or not they prevent you from doing "all" work. A common misconception by claimants is that it is not just the "diagnosis" that entitles you to benefits, but rather a combination of all of the above. The diagnosis is only the beginning. Lastly, it is also important that you keep a running record of when and how you are affected by the disease or illness.

Denied Long Term Disability Benefits? Don't Let It Get You Down!
For more than 50 years, the attorneys at Daley, DeBofsky and Bryant have helped individuals who have been denied long term disability benefits. We are experts in disability insurance law. As seasoned professionals, we are able to successfully navigate through the complex legal and insurance system. If you have been denied long term disability benefits, do not let it end there. We can probably help! Contact us today for a free evaluation at 1-312-372-5000 or e-mail us at  info@ddbchicago.com.

 

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