ERISA Long Term Disability

ERISA long term disability is usually provided by your employer's disability insurance carrier or by a private carrier. If you have been disabled due to a current medical condition or an injury, you may be entitled to collect ERISA long term disability benefits. If you have an individual disability policy and your claim is denied, your case can be decided on in a trial by jury. Group disability insurance, or ERISA long term disability insurance, on the other hand, is usually governed by the ERISA law.

The ERISA law is quite complex and under ERISA law there is no right to a jury trial and no claim for damages. However, the ERISA law does offer an advantage if claims are denied in whole or in part. The statute entitles claimants to a full and fair review and that review process is what can get you your benefits.

Getting Help with Your ERISA Long Term Disability Claim
There is no question that one of the hottest topics today in disability insurance law is ERISA and the application of the ERISA law to group long-term disability policies. ERISA, which stands for the Employee Retirement Income Security Act, was passed in 1974 by legislature and enacted for the purpose of protecting employees' benefits for those who participated in such a plan. Unfortunately, this legislature has not been followed as it should and that is why many require qualified legal counsel to help with their claims.

At the Law Firm of Daley, DeBofsky and Bryant, we have reviewed many legitimate disability cases which were denied by both employer-sponsored insurance plans and private disability insurance companies. If you are unable to work and are being denied long term disability benefits, it is important that you get the help you deserve. Our attorneys are trained to interpret the criteria set by the insurance companies for benefits. We will be more than happy to evaluate your long term disability claim free of charge and advise you on your legal rights to collect benefits. Contact us today at 1-312-372-5200 or via e-mail at info@ddbchicago.com.

 

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