Long Term Care Lawsuits

If you file a claim and your long term care benefits are denied, you may find yourself fighting a battle you can't win. Long term care lawsuits leave many people feeling betrayed, frustrated, and completely powerless. If you're getting older, or you're dealing with an aging parent who needs care, the last thing you want to deal with is an insurance company that undermines your intelligence or neglects your basic rights.

Many insurance company representatives appeal to your emotions when selling long term care policies. They don't always tell you that your policy premiums increase with age, and they don't go into detail about the qualifications for coverage. They remind clients of the cost of nursing home care, which is roughly $60,000 per year, and they oversell the daily coverage without discussing how inflation may affect your policy over the years. So many people have unrealistic expectations for their long term care policies, it's no wonder there are so many lawsuits.

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Long Term Care Lawsuits: Finding the Loopholes

Many of the long term care lawsuits center around insurance policies and their loopholes. In the insurance industry, these loopholes are often called "gatekeepers," and they're found in the fine print of your policy. Many problems arise due to prior hospitalization requirements, disputes among personal doctors and insurance company doctors, and disputes over "need" when it comes to the activities of daily living, such as bathing, cooking, and moving about.

If you were promised something, and your insurance company fails to deliver, you may have a case against them. The law firm of Daley, DeBofsky, and Bryant specialize in long term care and disability claims, and they've resolved countless lawsuits thanks to decades of experience. Get the coverage you deserve by calling for a consultation today.

If you want to learn more, simply contact Daley, DeBofsky and Bryant at any time by calling (312) 372-5200, emailing info@ddbchicago.com or writing 55 W Monroe Suite 2440, Chicago, IL 60603.

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