Skilled Nursing Facility Benefits Denied

According to recent estimates, by the year 2030 there will be 70 million Americans over the age of 65. These people will need long term care, and many of them won't have the funds they need to cover the cost of nursing homes and assisted living services. Many people invest in supplemental insurance policies hoping to cover the expense of living in a skilled nursing facility only to find out their benefits have been denied when they need them most.

Many people spend hundreds of dollars every month for supplemental insurance, and they lose their investment when the big insurance companies refuse to pay for their benefits. Benefits are often denied if you don't meet certain requirements. For example, insurance companies often base the decision to pay for care in a skilled nursing facility on the ability to perform activities of daily living such as bathing, dressing, eating, or getting in and out of bed.

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Fight Back When Skilled Nursing Facility Benefits Are Denied

If you're looking for insurance to cover a stay in a skilled nursing facility, it's a good idea to look for something called "triggers." Triggers are a set of events that must occur in order to activate your policy. Insurance companies often hide this information in your policy, then point them out when your request for benefits is denied.

A good lawyer may help you file a claim for the fastest possible response from the insurance companies. If you've already signed up for a policy, and your skilled nursing facility benefits have been denied, you may still be able to receive the benefits you deserve. The law firm of Daley, DeBofsky, and Bryant will fight for you using their years of experience dealing with insurance companies, employers, and government agencies.

If you want to learn more, simply contact Daley, DeBofsky and Bryant at any time by calling (312) 372-5200, emailing info@ddbchicago.com or writing 55 W Monroe Suite 2440, Chicago, IL 60603.

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