Employment Law FAQs
- What does my employer have to do besides pay me for my work?
- What rights do I have regarding my employee benefits?
Until recently, an employer in most states did not have to pay anything other than your salary or hourly wage. The new federal health care reform law requires everyone to have health insurance, either by paying for it on your own or by getting it through your employer. If employers have more than 50 employees and do not provide health insurance, they must pay an extra tax or penalty. Employers still do not have to provide any other benefits, like life or disability insurance, or retirement benefits. Nonetheless, they frequently do offer these benefits in exchange for paying lower current wages or salary. It is important to understand exactly what the employer is promising and what you are getting for you work, either in direct pay or deferred compensation and benefits. Very often, it takes legal training to understand the benefit plans. If you need help understanding or negotiating your employee benefits package, employee benefits attorneys in Chicago, Illinois at Daley, DeBofsky & Bryant are ready to advise you.
Employers tend to make it their business to confuse employees about their legal rights. Paying out long-term benefits can represent a significant drain on any business's resources, whether they are self-funded or insured. However, the law requires that employers must address employee benefit claims fairly. Once you have been promised employment benefits, and you satisfy the eligibility and participation requirements, those benefits cannot be arbitrarily denied or terminated. Sometimes, the claims they reject are the ones most deserving of benefits. Even if your employer goes out of business, your benefits claims may have priority in bankruptcy and there may be other sources to satisfy your claims. Knowledgeable and experienced employment benefits attorneys can help you secure the benefits you have earned and deserve.
If you believe your benefits have been denied or terminated unfairly or in bad faith, you do not have to face your employer's or insurance company's lawyers alone. At Daley, DeBofsky and Bryant, our legal team has the patience and experience to see your case through to its end. Your Chicago employee benefits lawyers.