ERISA Litigation FAQs
What is ERISA?
The Employee Retirement Income Security Act (ERISA) generally governs most health, retirement, and disability claims that are filed under a group policy that your employer obtains. If you are entitled to disability, health, or life insurance, or a pension or other retirement benefits under a group plan, your rights to the benefits are governed by this federal statute. The law sets standards for participation in benefits plans, vesting of rights, funding of benefits, and termination procedures. It also requires employers or benefit plan administrators to keep you advised of the status of your plan and benefits. If you believe, your employer has not been complying with the law or not keeping you adequately advised of changes to your benefits, contact an Chicago ERISA attorney.
How do I enforce my ERISA rights?
When ERISA applies, you have a full range of legal rights, but the procedures for enforcing those rights are quite complex. Very often, you must exhaust your administrative remedies before going to court. Many plans have arbitration clauses that limit your ability to get relief in court. The best way to avoid hidden dangers and successfully pursue your claim is with a qualified ERISA and disability lawyer. Do not go it alone—get the professional help you deserve. The lawyers at Daley, DeBofsky and Bryant have handled numerous ERISA claims against major carriers and retirement plan administrators. We have litigated matters in both state and federal courts, through trial and appeal. We can help you when you first apply for benefits or after your claim for benefits has been unfairly denied. Your Illinois ERISA lawyers.
